Something that none of us really wants to ever think about is something happening to ourselves. It is not a good feeling. However, what is even worse is what might happen to your family if you were gone. Would they be able to make the mortgage payment? Would the kids still be able to attend college? Would they be OK? This is the time of the year when we really like to remind people of the best gif they can ever give their family – life insurance.
I’ve started working with a company called PolicyGenius. The reason I like them is because it is all done easily online. You can calculate how much insurance you need and even know how much it will cost – before they start asking for all sorts of information (and then end up annoying you with follow up emails).
This is a tool which helps you find insurance through some of America’s top life insurers including: MetLife, ING, AIG and more. This is not some “questionable” insurance company. Instead, they help you navigate the insurance minefield of figuring out what you need and then tracking down the right company to meet your needs.
The way it works is really simple.
- Visit PolicyGenius.
- Click on the Get Your Quotes button.
- Answer the questions.
- They will do the research and allow you compare plans and more – right from home!
- Once you decide you are ready to proceed you just select the plan you want and they help you get started.
THE ONE QUESTION THAT EVERYONE GETS WRONG
The one thing I hear so many times is this “but I don’t work, so I don’t really need life insurance.” That is so, so wrong. What would happen to your spouse if you passed. What about the costs of child care? Would he or she need to hire someone to help take care of the house? Just look at what you do and what it would do to your family financially if you weren’t there. For those reasons, even someone who does not contribute financially should have life insurance as your contribution is worth so much more than money.
Just take a few minutes and take a look. You have nothing to lose….except getting the life insurance your family really needs for you to have. Visit PolicyGenius to get started.