Cashless Envelope Template

If you love the idea of cash envelopes, but still want to use debit or credit cards, you can use the cashless envelopes to track your spending.

The key to taking control of your money is to track where you spend. When you know you are limited and see it in writing, it helps you ensure you never blow your budget.

To use the form, print out and carry it with you. Start with the amount of money you have to spend for each budget item. Every time you make a purchase, deduct it from the balance. You'll always know how much you have left to spend in every category.

If you want to learn more about using and implementing a cashless envelope system, you can read about that in this article - How to Use the Cashless Envelope System.