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Penny Pinchin' Mom

Is Living Debt Free a Change in Lifestyle or Attitude? Or Is It Both?

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  When it comes to working yourself out of debt, you not only have to look at a change in your lifestyle, you might need to change your attitude about money.  For so many of us, money has been telling us where it wants to go.    When you start to tell your money where to go, you start to…
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How to Have a Kid’s Birthday Party on a Budget

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It is that time of year around here — birthday time!  Both of our girls will have a birthday in September.  Not only are the in the same month, they are four days apart!  Needless to say, it can get pretty expensive rather quickly.  We try to give our kids a great party, but not spend too much.  I know…
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Simple explanation on the difference between store and manufacturer's coupons

Store Coupons vs. Manufacturer’s Coupons: How To Know The Difference So You Can Save

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Do know how to tell the difference between a store and manufacturer’s coupon? It can be confusing to know the difference.  Just check out this question from Wendy: “If I print a coupon from Walmart’s site, is that a store coupon, even though it states manufacturer’s coupon?  And if so, can I use a manufacturer’s coupon with it?” This is…
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Grocery Saving Tips From A-Z: Letter M

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We are continuing with our series on how to save on groceries — even if you don’t have a coupon!   These items below are things we need, and we purchase, even if we don’t have a coupon or one is never available.  Here are a few food items, beginning with the letter “M” which you can purchase in bulk…
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Get amazing tips to extend the life of the foods you find including when to refrigerate, when they start to go bad and even tips to freeze items when you find them on sale!!

Extending the Life of Foods From A to Z: Letter L

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Letter L We are continuing with our series on how to save on groceries — even if you don’t have a coupon!   These items below are things we need, and we purchase, even if we don’t have a coupon or one is never available.  Here are a few food items, beginning with the letter “L” which you can purchase…
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Fun Idea: Magic (or Comfy) Confetti

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    When we had our Meet the Teacher night this past week, the kindergarten teachers shared a fun surprise for the kids.  They handed all of them a bag of confetti (aka stars) and a note.  They were given strict instructions not to open any of it until the night before school started.     So, Tuesday evening, my…
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